Protect the Business You Have Built Together
What would happen to your business if a shareholder could no longer be part of it? The death or serious illness of a business owner can create uncertainty for fellow shareholders, employees and the shareholder’s family at an already difficult time. Shareholder protection can provide the financial support and structure needed to help protect the continuity of the business and provide greater certainty for everyone involved.
Shareholder Protection, Built Around Your Business
At Indigo Investment Group, shareholder protection begins with understanding your business, its ownership structure and the people behind it. Your adviser will take time to understand the shareholders, the value of the business and the arrangements already in place. We then help you explore suitable protection and funding options designed to support an orderly transfer of shares should the unexpected happen.
- Protect business continuity: put arrangements in place to help minimise disruption if a shareholder dies or suffers a covered serious illness.
- Provide funds when they are needed: appropriate insurance can provide the financial means to help surviving shareholders purchase shares without placing unnecessary pressure on the business.
- Support shareholders and their families: help create a clear route for a shareholder’s family or estate to realise the value of their shareholding.
- Protect the ownership of the business: reduce the risk of shares passing to someone who may not wish, or be suited, to become involved in the company.
- Keep your arrangements up to date: regularly review cover as the value of the business, ownership structure and individual circumstances change.
Your Indigo Shareholder Protection Adviser will explain the available options in clear, straightforward language and help you put appropriate protection in place for your business and its shareholders. Where required, we can work alongside your accountant, solicitor and other professional advisers so that insurance, shareholder agreements and the wider ownership structure are considered together. Begin with a complimentary discovery meeting and start a positive conversation about protecting your shareholders, your business and the future you are building together.